Who owns your personalised plate when your car is written off?

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Who owns your personalised plate when your car is written off?

This is a popular question we have been getting a lot lately especially when people invest in a plate that as they worry about their personalised plate. Here at Primo Registrations, we will ensure you will know what to do with our latest blog answering this question. 


What do you need to do to make sure you don't lose your private number plate when your car is written off?

As the registration ‘belongs’ to the vehicle, the ownership of the registrations number plate transfers to the insurance company. And then on to the new owner. Or it just gets scrapped with the car.

We advise that you act quickly and ensure you follow all the rules set out by the DVLA. The team here at Primo are also happy to go through this over the phone with you to go through your options to ensure you do not lose your cherished registration. 


Don't lose your private number plate

What do you need to do to make sure you don't lose your private number plate when your car is written off? If you have the rights to a personal registration number, that’s all you own – the rights to it. If your car is deemed a write off, you must apply to retain the registration number. Make sure that that your insurer has not sold or scrapped the vehicle, the vehicle is available to the DVLA for inspection. You can meet all the DVLA criteria to transfer your number plate to another vehicle or retain your number plate (i.e., place it on a number plate retention document). DVLA fees apply.


If your vehicle is being written-off, ask your insurance company:

if you can transfer or retain your personalised registration for a copy of the engineer’s report - this explains why your vehicle is no longer registered

Use a DVLA V317 form to apply and put the registration number on retention.

It’s important you talk to your car insurance company immediately about your private number plate. Do it as soon as they advise you that they plan to write the car off. Agree what happens with your insurance company, and make sure you have this in writing. Do this before the company disposes of your car. Or you could lose your registration number. Once the vehicle is sold on or scrapped, the DVLA rules are very clear…. you will lose your private number plate!


How can I sell my number plate?

You may wish to sell your number plate after your car is scrapped and we can also help with that option here at Primo Registrations. Just because your number plate doesn’t mean anything to you, it doesn’t mean that sequence of letters and numbers won’t be valuable to someone else. So, if you’re in the process of selling a vehicle, it may make sense to sell the registration plate through a private sale. Alternatively, you may just want to cash in on a personalised plate that is no longer needed.

Whatever the reason might be, Primo Registrations is the only service you’ll need. Unlike other car registration companies, we won’t let your number plates sit on our website gathering dust. No, instead we will actively promote your plates in order to ensure a quicker sale. We also make the effort to accurately price your plates so that you get the best possible price.


So, get in touch if you need some valuable advice if your car is being scrapped or your options if you wish to sell your number plate. We are here to help.